IRS Refund Sent But Not Received 2026: Why SBTPG (TPG), Pathward & MetaBank are Holding Your Money

IRS Refund Sent But Not Received 2026 status caused by SBTPG and Pathward intermediary bank holds.

Important Disclaimer: This guide explains the IRS Refund Sent But Not Received 2026 status caused by intermediary banks (SBTPG/Pathward). Always check IRS.gov for official records. It’s the most frustrating moment of tax season: You checked your transcript, saw the glorious IRS Transcript Code 846 (Refund Issued) with today’s date, and the WMR tool says “Sent.” … Read more